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Builders Risk (Course of Construction)

Builders Risk is a specialty type of property insurance that provides coverage during the course of construction.

Protecting your business from the unexpected physical loss or damage to materials can help a job move smoothly along. Builders Risk Insurance, also known as Course of Construction Insurance, is designed to protect a construction project while the contractor is on the job. Builders Risk can cover losses caused by fire, wind, theft, and vandalism. Floods and earthquakes are generally not covered. In many states, proof of Builders Risk Insurance is required. But requirements may differ between states, with some requiring a policy in force before a job is started. Most lenders and banks also require Builders Risk Insurance to secure financing for the construction project.

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